Frequently Asked Questions

If I have health insurance, how much will I owe?

The amount you owe depends on your insurance plan. Please contact your insurance company directly to determine what your financial obligation will be. You may be asked to provide a procedure code, which can be obtained from your physician's office.

Is the price on this website the same as what I will be billed for?

The prices for the procedures listed on this website are estimates. The amount you will be billed for may vary depending on such things as:

  • Additional testing, medications, services or procedures that may be required 
  • Pre-existing conditions, such as smoking, diabetes and obesity, that may impact your medical needs.

How are prices established for Bassett Medical Center’s services?

Bassett reviews its charges annually, taking into consideration the following factors:

  • The cost of providing staff, equipment, facilities, medications and other supplies. 
  • The amount of time our facilities and staff are needed to provide the necessary services. 
  • Information provided by the Centers for Medicare and Medicaid Services, the federal agency that manages the Medicare and Medicaid program. 
  • Prices that other hospitals and health systems in the region list for the same service or procedure.

How much is my copay and deductible?

Copays and deductibles are determined by your insurance carrier. It’s important to understand that high deductibles and copayments are due to insurance benefit plan design, not hospital charges. Please contact your health insurance company to understand what charges you may be responsible for.

What if I still have questions?

If you would like more information including payment options or possible financial assistance, or have questions about a procedure or price that is not listed on our site, please contact us. You may also want to review information on this website about financial assistance options at www.bassett.org/our-network/financial-assistance/.

What insurance programs does Bassett participate with?

Bassett participates with a number of insurance and managed care plans, but it is always advisable to verify Bassett’s participation in your specific health plan through your insurance carrier.

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One Atwell Road Cooperstown, NY 13326

607-547-3456 : 1-800-BASSETT (227-7388)