For Full Time Employees| For Part Time Employees

For Physician benefits/For Midlevel provider benefits

Protection for you and your family

Coverage- After only one month of service regular full time employees are eligible to join Bassett Healthcare's flexible benefits plan. Employees choose the type of benefit package that best meets the needs of their personal situation and lifestyle.

We offer single, two person, and family coverage for you and your dependents.

Dependents can include spouse, domestic partner, and children.

Medical Plan - Our flexible benefits program offers you and your dependents three medical options for comprehensive medical coverage. Covered services include physician visits, preventive care, hospitalization, surgery, emergency care, and more.

Bassett Plus HMO $15 (Bassett Network)
$15 physician visit co-pay
$50 emergency room co-pay
NO well visit co-pay
NO hospital inpatient deductible
NO outpatient surgery deductible

Bassett Plus HMO $20 (Bassett Network)
$20 physician visit co-pay
$50 emergency co-pay
NO well visit co-pay
$500 hospital inpatient deductible ($1500 annual max)
$100 outpatient surgery deductible

Bassett Plus HMO $20 Lower Cost Option (Bassett Network)
$20 physician visit co-pay
$50 emergency co-pay (and $50 Ambulance co-pay)
$20 well visit co-pay
$500 hospital inpatient deductible
$500 inpatient rehabilitation deductible
20% co-insurance or $200 outpatient surgery co-pay

Bassett Plus PPO In-Network ($15 for routine physical, no routine eye or hearing exam coverage.) Out-of-Network available with 70% coverage (for covered services) after deductibles are met.

Dental Plan - We offer you and your dependents two dental plans. One provides coverage for preventive and minor restorative care (fillings, extraction, and root canals) and the other plan provides additional coverage for major restorative work (crowns, bridges, and dentures) and orthodontics. The Comprehensive Plan has a calendar year maximum of $1500 not including orthodontia.

Comprehensive

Covers 100% of two routine visits per year (check up, cleaning, x-rays)

Covers 80% of Basic care (fillings, root canals, extractions, oral surgery, periodontal) Provides coverage for major dental work such as prosthetics, crowns, bridges and dentures at 60% Orthodontia coverage at 60% to a maximum of $1500 (lifetime maximum) Preventive Covers 100% of two routine visits per year (check up, cleaning, x-rays)

Covers 60% of basic care (fillings, root canals, extractions, oral surgery, periodontal) after an annual deductible

Pharmacy Plan - Bassett's Pharmacy Plan pays 60% of the cost of prescription drugs or refills. There is an additional 10% employee discount at the Bassett Outpatient Pharmacy.

Eyewear Plan - You and your dependents receive an allowance towards the purchase of lenses or contact lenses, and frames at the Bassett Eyewear Center.

Health Care Spending Account - you may direct up to $5,000 of your pre-tax pay into this account each calendar year. You can use this account to reimburse yourself for expenses such as health plan deductibles, coinsurance amounts, certain over-thecounter drugs, and other expenses not covered by the medical, dental, and pharmacy plans.

Dependent Care Spending Account - This plan allows you to pay for certain child and elder care expenses with tax-free dollars. You may direct up to $5,000 of your pre-tax pay into this account and use it for qualified dependent care expenses.

Short Term Disability - We provide coverage for those times when you are unable to work due to an illness, injury, or pregnancy. This plan provides a weekly source of income beginning on the eighth day of absence and may continue for up to 26 weeks.

Long Term Disability - Long Term Disability provides income replacement if you become ill or injured and are unable to work for 26 weeks or longer. Benefits are payable for as long as your doctor and the plan administrator agree that you are unable to work.

Life Insurance - We offer basic and supplemental term life insurance.

Basic Life Insurance - we pay the full cost of coverage for one times your annual base pay.

Supplemental Term Life Insurance - you may elect an additional amount of life insurance from 1 times up to 3 times your annual base pay at discounted group rates.

Accidental Death and Dismemberment - AD&D insurance provides benefits for you and your family should one of you die or be severely injured in an accident. We pay the full cost to provide coverage of one times your annual base pay. Under the AD&D plan you can purchase additional coverage up to 3 times your annual base pay.

Voluntary Benefits through Payroll Deduction - There are several voluntary benefits that are also made available through the convenience of payroll deduction. For example, through a single vendor employees can sign up for auto insurance, homeowner's and renters insurance. Voluntary Short Term Disability and Cancer Care coverage (AFLAC) are also available through payroll deduction along with Supplemental Life Insurance coverage through Security Mutual, Voluntary Dependent Life Insurance through All State, and coverage for certain legal expenses through Prepaid Legal, Inc.

Maintaining balance in your life

Employee Assistance Program - This program is designed to help you assess and cope with problems - marital, family, or financial difficulties, substance abuse, physical or mental illness - that can affect both the quality of your life and your performance at work.

Clark Sports Center - Located within walking distance from Bassett the Center offers exercise, wellness, and nutritional education programs as well as a variety of fitness equipment to promote a healthy lifestyle. Membership fees can be paid through payroll deduction.

Spiritual Support - Pastoral counseling is available for conversation, prayer, moral support, and help with other religious and spiritual needs. Employees are invited to visit the chapel for some quiet time, if needed.

Help managing your time

Vacation - Vacation time is available to allow you to take time off for personal needs.

Accrual begins after six months of regular full time employment. Under the program you earn time off during each pay period based on your length of service.

Vacation time is not carried over into the following year.

Hourly Employees

1-5 years of service - 10 Work Days (3.08 hrs/pay)
6-10 years of service - 15 Work Days (4.62 hrs/pay)
11-20 years of service - 20 Work Days (6.15 hrs/pay)
21+ years of service - 22 Work Days (6.77 hrs/pay)

Salaried Employees

1-5 years of service - 15 Work Days (4.62 hrs/pay)
6-15 years of service - 20 Work Days (6.15 hrs/pay)
16+ years of service - 22 Work Days (6.77 hrs/pay)

Sick Leave - Employees accrue twelve working days of sick leave each year, prorated during the first year. Accrual begins after six months of regular full time employment Sick leave is unique in that it carries over each year until an employee reaches the 960 hour maximum. Employees may use up to 2 days of their sick leave to care for ill relatives.

Calendar Holidays - Bassett observes six paid holidays each year. When one works a holiday they will be paid time and one half for the hours worked. In this case, employees are also allowed to take equal time off on another occasion.

Elective Holidays - Full-time employees accrue personal days, called Elective Holidays, at a rate of one per quarter. Employees are eligible for this after three months of employment and can use all four days if they work a full calendar year. Elective Holidays will not be carried over into the following year.

Partnership with Brookwood School - Bassett partners with a local provider to help employees secure child care (based on availability).

Child Care Resource and Referral Service - Employees who need help in locating appropriate and affordable childcare services can find assistance through Catholic Charities, a free service.

Childbirth Leave - Bassett offers leave for childbirth in accordance with the Family and Medical Leave Act and New York State regulations.

Bereavement Leave - Bassett allows leave of up to three days with pay for a death in an employee's immediate family. Immediate family includes: spouse or domestic partner, parents, grandparents, children, grandchildren, brothers, sisters, mother-in-law and father-in-law.

Planning for Your Future

Pension Plan - Bassett realizes the importance of providing a portion of your retirement resources. Bassett's contribution to your pension plan is based on your length of service and level of pay (and attainment of age 21). Bassett contributes to your pension plan after two years of service, at which time you become fully vested in the plan:

Years of Service Bassett Contribution to Your Plan

3-5 years 4% (+8% on salary above Social Security Wage Base)
6-10 years 5% (+9% on salary above Social Security Wage Base)
11-15 years 6% (+10% on salary above Social Security Wage Base)
16+ years 7% (+11% on salary above Social Security Wage Base)

TSA Savings Plan - This plan is offered in the form of a voluntary Tax Sheltered

Annuity (TSA), also known as a 403(b), to the employees of Bassett. This plan allows you to deduct money from your pay before taxes are withheld, in order to save for retirement.

Educational support for you and your family

Tuition Assistance Plan - Regular full time employees are eligible to apply for reimbursement of tuition expenses, at SUNY rates, for study which is directly related to their current work responsibilities.

Career Development Program - Bassett understands that ongoing development of employees is critical to both career growth of a stable workforce and to patient satisfaction. The Career Development Program is open to all employees for career development and learning, but focuses on newly employed entry level workers, and non- professional employees.

College Savings Plan - Bassett offers you the opportunity to save for educational expenses through payroll deduction to a section 529(c) plan. These plans are offered through Upromise and allow employees to save money, tax-free, for secondary education expenses for themselves, their children, or other relatives. There are also state and federal tax incentives for enrolling in these plans.

Resources to help manage your finances

Leatherstocking Region Federal Credit Union - The Credit Union is a member owned, non-profit financial institution. It offers many services including payroll deduction saving plan, Christmas Club, and loans (car, mortgage, home equity, and personal) at reasonable rates. Checking accounts, direct deposit, and credit cards are also available.

Financial Planning - Bassett offers employees several free financial planning and retirement planning seminars.

Bassett Healthcare Human Resources
One Atwell Road
Cooperstown, NY 13326
(607) 547-3120 or (800) 526-1271
hr@bassett.org